Entrepreneur, make your life a little easier.
Our business current account combines everything from banking to paperless bookkeeping and invoicing in one simple service.

Digital banking from entrepreneurs to entrepreneurs. Holvi combines everything a modern entrepreneur needs in one digital business account. The useful built-in business apps like paperless bookkeeping and invoicing will help you to focus on your core competences again. Let Holvi do all the daunting tasks and be a Maker and Doer again.

Are you an Estonian e-resident?

Be among the first e-residents to get access to Holvi.

4 good reasons why Holvi is the business account of the next generation

  • 01 Manage your business efficiently

    Everything you need to start and run a business.

  • 02 Paperless bookkeeping

    Don't worry about bookkeeping - let Holvi help!

  • 03 Easier invoicing

    Send professional invoices with just a few clicks!

  • 04 Your stylish online store

    You can start selling online right now.

Holvi Benefits

Learn more about the advantages & benefits for your business.

A community of Makers and Doers

The Holvi family is growing fast and its members are proud to call themselves Makers and Doers. Get to know some of them and the stories behind their success.

We keep everything safe and secure.

Independently regulated

We follow strict security standards

Holvi is fully regulated and licenced as a Payment Institution to operate across the EU by the Financial Supervisory Authority (FIN-FSA) of Finland. We are supervised by the same authority as traditional banks and follow strict security standards. We use the latest tools and techniques to secure our systems. This guarantees your money is always protected and secure.

Your money is your money

We keep your money safe

As per the EU Payment Services Directive (2007/64/EC) and the Finnish Payment Institutions Act Holvi customer funds are kept segregated from Holvi company funds. In the unlikely case of insolvency there is neither risk nor delays. You can just transfer your funds at all times.