Holvi for e-residents

Online Business Banking from Holvi – now for e‑Residents

Establish your business with the digital current account that’s entirely online

Why Holvi

With Holvi, you’ll get a complete set of business management tools in one, easy-to-use current account. Create and send digital invoices in seconds, accept payments online and manage your cash flow with powerful automated tools like the auto-expensing Holvi Business Mastercard. 

  • Fully digital account opening – no branch visits or physical signatures required
  • Business current account with EU IBAN
  • Holvi Business Mastercard
  • Digital invoicing
  • User-friendly expense claim tool
  • Automatic bookkeeping preparation
  • Easy e-commerce set-up


Digital current account + Holvi Business Mastercard

  • All the payment features of a traditional bank account – EU IBAN included
  • Powerful business management tools for starting, running and growing a business
  • Free auto-expensing Holvi Business Mastercard

Invoicing made easy

  • Create and send invoices in seconds
  • Stay on top of who’s paid with automatic payment tracking
  • Customise (and personalise) invoices to reflect your brand

Bookkeeping Ready

  • Powerful expense management and bookkeeping preparation tools
  • Upload a receipt with your phone’s camera, and the transaction is automatically saved and categorised
  • Prepare bookkeeping reports for your accountant

More ways for your customers to pay

  • Credit card (Visa and Mastercard)
  • SEPA transfer
  • SumUp
  • Easy to set up online store

Stay current with the Holvi mobile app

  • Real-time account balance
  • Instant notifications for paid invoices and Holvi card payment activity
  • Create and send invoices on the go

To sign up for Holvi’s business account for e-residents, you’ll need to:

  • Be an e-resident
  • Have an Estonian-registered company
  • Have an “OÜ” company form (a limited company)

Clear and simple pricing

Find the perfect plan to grow your business



Effortless invoicing and robust expense management

Most popular


Ideal for easy selling across all channels


Our most comprehensive plan for small businesses

No long-term commitments
Cancel at any time







Business Current Account
Store and transfer funds securely


1 account


5 accounts


unlimited accounts

Holvi Business Mastercard®
Fully integrated and auto-expensing


1 card


5 cards


unlimited cards

Bookkeeping Preparation
Store receipts and prepare bookkeeping reports




Create, send and track invoices




Online Store
Easily accept online payments


50 free transfer per month
€0.25 per transfer thereafter


unlimited transfers


unlimited transfers

Cash Withdrawals
Get money from any ATM


2.5% withdrawal fee


1% withdrawal fee


unlimited free withdrawals

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Optional Add-ons

Online Store
€5/month + 2.5% per online payment

*VAT not included in pricing.

What our customers say

“I am Holvi’s first e-resident! I am very proud of that and have enjoyed the service very much. I like e-Residency and Holvi because they are both helping people become more location independent.“

Pete Boraso

Founder of Moonriseweb & e-resident from Italy

“If you want convenience and ease of administration, then e-Residency in Estonia combined with a Holvi account is a really good answer. Without this, running our business would be more expensive and less flexible.“

Jack Thorogood

CEO of Knowlocker & e-resident from the UK

“Holvi helps people like us, startup founders who need to move faster, especially e-residents who want to build technology businesses.“

Kirill Soloviev

Serial entrepreneur and founder of Nimi & e-resident from Russia

About e-Residency

With e-Residency you can apply to join a new digital nation, powered by the Republic of Estonia, and register an EU company that can be managed anywhere online with an internet connection. With Holvi as your business current account, you don’t need to travel to Estonia in order to access business banking anymore.

The 1Office Company Formation Portal allows e-residents to fill out the registration form online in 15 minutes. An authorized contact person service and legal address, both required for companies with a board located outside of Estonia, can also be purchased straight from the portal and the company will be registered in less than 2 working days. Use promo code HOLVI10 to receive 10% off the company formation fee.