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Holvi is a business current account with its own international bank account number (IBAN). Our accounts and the Holvi Business MasterCard cards are available for our customers in Germany, Austria and Finland.
All transactions and data in your Holvi account are presented in a simple, human-readable format. Holvi account collects your bookkeeping in an easy format for your accountant.
In addition to business banking and bookkeeping, Holvi account has powerful business apps that make running your business finances easier.
Holvi Payment Services Ltd is regulated by the Financial Supervisory Authority of Finland as an Authorised Payment Institution. The current account issued by Holvi is a payment account and the funds held on the account are managed as segregated customer funds. Funds on the payment account are not covered by deposit insurance and the funds do not accrue interest.
MasterCard is a registered trademark of MasterCard International Incorporated. The Card is issued by Wirecard Card Solutions Ltd (“WDCS”) pursuant to licence by MasterCard International Inc. WDCS is authorised by the Financial Conduct Authority (UK) to conduct electronic money service activities under the Electronic Money Regulations 2011 (Ref: 900051).
Holvi is fully regulated and licenced as a Payment Institution to operate across the Eu by the Financial Supervisory Authority (FIN-FSA) of Finland. We are supervised by the same authority as traditional banks and follow strict security standards. We use the latest tools and techniques to secure our systems. This guarantees your money is always protected and secure.
Your money is your money
As per the EU Payment Services Directive (2007/64/EC) and the Finnish Payment Institutions Act Holvi customer funds are kept segregated from Holvi company funds. In the unlikely case of insolvency there is neither risk nor delays. You can just transfer your funds at all times.
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