Clear and simple pricing

Holvi Lite

€9 /month + VAT

Get control of your business finances. Manage payments and stay on top of the numbers.

  • Business banking
  • 1 Business Debit Card
  • 1 Virtual Card
  • Scan & store receipts
  • Real-time profit/loss*
  • Real-time VAT balance*
  • Apple Pay & Google PayTM

Holvi Pro

€15 /month + VAT

Simplify work life. Manage banking, expenses, invoicing and accounting – all in one account.

Everything in Holvi Lite plus:

  • 3 Business Debit Cards
  • Business Credit Card (apply now)
  • 1 Virtual Card
  • Unlimited invoicing & e-invoicing
  • Payment-to-invoice matching
  • Bookkeeping preparation
  • Export reports for tax filing
  • Accounting integrations – or invite your accountant
  • Cheaper ATM & instant top-up fees

Holvi Lite

  • Business banking
  • Business account
  • Free transfers** (SEPA)
  • SWIFT transfers €6 / transfer
  • Physical Debit Cards included 1
  • Order additional Physical Debit Cards €3 /month card fee
  • Virtual Debit Cards included 1
  • Order additional Virtual Debit Cards €3 /month card fee
    Up to 5 cards
  • Withdraw money from atms 2.5%
  • Use card abroad 2%
  • Instant top up 2.5%
  • Additional users
  • Manage income and expenses
  • Overview of money in & out
  • Receipt scanning & storing
  • Transaction categorisation and in-line editing
  • Invoice clients
  • Create and send invoices (email & pdf)
  • Customer list
  • Payment reconciliation
  • E-invoice sending
  • Get business insights
  • See your profit & loss / VAT balance
  • Get a financial forecast
  • Get income / expenses / profit / VAT summaries online
  • Prepare accounting and tax filing
  • Add non-Holvi transactions to your account
  • Full VAT breakdown
  • Export your data for tax filing
  • Account statement
  • Data export (Dropbox)
  • Income statement, invoicing and VAT reports (pdf, csv)
  • General ledger and accounting journal reports
  • Mobile app

Holvi Pro

  • Business banking
  • Business account
  • Free transfers** (SEPA)
  • SWIFT transfers €6 / transfer
  • Physical Debit Cards included 3
  • Order additional Physical Debit Cards €3 /month card fee
  • Virtual Debit Cards included 1
  • Order additional Virtual Debit Cards €2 /month card fee
    Up to 10 cards
  • Withdraw money from atms 2%
  • Use card abroad 2%
  • Instant top up 2%
  • Additional users
  • Manage income and expenses
  • Overview of money in & out
  • Receipt scanning & storing
  • Transaction categorisation and in-line editing
  • Invoice clients
  • Create and send invoices (email & pdf)
  • Customer list
  • Payment reconciliation
  • E-invoice sending
  • Get business insights
  • See your profit & loss / VAT balance
  • Get a financial forecast
  • Get income / expenses / profit / VAT summaries online
  • Prepare accounting and tax filing
  • Add non-Holvi transactions to your account
  • Full VAT breakdown
  • Export your data for tax filing
  • Account statement
  • Data export (Dropbox)
  • Income statement, invoicing and VAT reports (pdf, csv)
  • General ledger and accounting journal reports
  • Mobile app

Holvi Lite

Holvi Pro

Business banking
Business account
Free transfers** (SEPA)
SWIFT transfers€6 / transfer€6 / transfer
Physical Debit Cards included13
Order additional Physical Debit Cards€3 /month card fee€3 /month card fee
Virtual Debit Cards included11
Order additional Virtual Debit Cards€3 /month card fee
Up to 5 cards
€2 /month card fee
Up to 10 cards
Withdraw money from atms2.5%2%
Use card abroad2%2%
Instant top up2.5%2%
Additional users
Manage income and expenses
Overview of money in & out
Receipt scanning & storing
Transaction categorisation and in-line editing
Invoice clients
Create and send invoices (email & pdf)
Customer list
Payment reconciliation
E-invoice sending
Get business insights
See your profit & loss / VAT balance
Get a financial forecast
Get income / expenses / profit / VAT summaries online
Prepare accounting and tax filing
Add non-Holvi transactions to your account
Full VAT breakdown
Export your data for tax filing
Account statement
Data export (Dropbox)
Income statement, invoicing and VAT reports (pdf, csv)
General ledger and accounting journal reports
Mobile app

*For an accurate estimation and/or proper accounting you need to add all your business transactions to Holvi.

**Pay your expenses with free transfers in euros (up to 500 transactions a month, €0.25 per transaction after)

Find more information on our pricing models for Holvi Lite and Holvi Pro

Additional VAT applies to all prices.

Optional add-ons

Extra Holvi debit card

€3 /card per month

Open a Holvi account today!

  • Open account 100% online
  • Change plans anytime
  • Cancel whenever

‘With Holvi, we got our business up and running easily – and it still works perfectly for us! Cost effective and efficient.’

Krister Häll, Kombucha Brewer

Open an account online –
as easy as 1, 2, Holvi

1. Hi, nice to meet you!

Share a few details and verify your identity with your passport or national ID.

2. So what do you do?

Add some company info to help us verify your business.

3. Let’s work together.

Choose your pricing plan. Start using Holvi and simplify your work life.

FAQs – Opening a Holvi account

Absolutely. You can change your pricing plan whenever your business needs change. You can also add features on to your current plan.

We’ve made our pricing as clear and transparent as possible. We charge a fee for atm withdrawals and foreign transactions, and for card replacements. See your country’s fee schedule for a full pricing breakdown.