Business Current Account

Focus on doing what you love. Everything from banking to invoicing in one simple service.

A business account that’s made for entrepreneurs

1)  All the payment features of a traditional bank account.

2)  Easy to use online account on desktop and mobile.

3)  Do everything in one service with integrated business tools.

Do everything easily
in one service

1) Money collection tools:
invoicing tool and online store.

2) Expense management tools:
Holvi Business Mastercard and Holvi mobile app.

3) Paperless bookkeeping features:
save source documents digitally.

Sid Kumpurinne and Ilmari Mansikkamäki

Secret Synapse Design Agency

Holvi allows us to easily manage our financial operations. It’s great that invoicing tool is integrated into the online banking service, which makes it very convenient to follow the payment status of invoices. Traditional banks don’t provide the features that Holvi has.

More customer stories

Business current account

Enjoy all the payment features of a traditional bank account combined with money management tools designed for your business.

We are supervised by the same authority as traditional banks and follow the same strict security standards. Holvi employs the latest tools and techniques to secure our systems. This guarantees your money is always protected.

As per the EU Payment Services Directive (2007/64/EC) and the Finnish Payment Institutions Act, Holvi customers’ funds are kept segregated from Holvi company funds. In the unlikely case of insolvency, there is neither risk nor delay. You can transfer your funds at all times.

Tools to collect money

Easily collect money from your customers.

Your account works together with the Holvi invoicing tool and the online store.Use these tools from the same interface you manage your business account from. This gives you more control and a comprehensive view of your finances.
Read more about invoicing or online store.

Tools for expense management

Make expense management a breeze with the included Holvi Business Mastercard and mobile app.

Mobile notifications will keep you up-to-date with your finances and you can archive receipts on the go with just a few taps. Read more about Holvi Business Mastercard.

Paperless bookkeeping features

Take the hassle out of recording business transactions.

Archive receipts, categorise transactions and add VAT in just a few taps of the Holvi mobile app. Your Holvi business current account automatically saves as much information as possible so that you spend less time going through receipts and reconciling transactions. Your account will also provide you with advanced reports like bookkeeping journal and general ledger from all your transactions.

Complete Account

The best account for your full-time business.

€ 18,00 / Month

Sign-Up

Clear and simple pricing

Find the perfect plan to grow your business.

 

Starter

The basics to get you going – pay only for what you use

Grower

Effortless invoicing and robust expense management

Most popular

Complete

Ideal for easy selling across all channels

Unlimited

Our most comprehensive plan for small businesses

No long-term commitments
Cancel at any time

Starter

€0/month

Grower

€9/month

Complete

€18/month

Unlimited

€98/month

Business Current Account
Store and transfer funds securely

Starter


1 account

Grower


1 account

Complete


5 accounts

Unlimited


unlimited accounts

Business Mastercard
Fully integrated and auto-expensing

Starter


optional for €3/month

Grower


1 card

Complete


5 cards

Unlimited


unlimited cards

Bookkeeping Preparation
Store receipts and prepare bookkeeping reports

Starter

Grower

Complete

Unlimited

Invoicing
Create, send and track invoices

Starter

optional

Grower

Complete

Unlimited

Online Store
Easily accept online payments

Starter

optional

Grower

optional

Complete


2.5% per sale

Unlimited


custom rates
for your business

Free Bank Transfers
Send and receive money within Europe (SEPA)

Starter

5 free transfer per month
€0.25 per transfer thereafter

Grower

50 free transfers per month
€0.25 per transfer thereafter

Complete

unlimited transfers

Unlimited

unlimited transfers

Cash Withdrawals
Get money from any ATM

Starter

2.5% withdrawal fee

Grower

2.5% withdrawal fee

Complete

1% withdrawal fee

Unlimited

unlimited free withdrawals

Starter
Grower
Complete
Unlimited
 

Optional as add-on features
Customise your starter or grower plans by selecting only the features you need

Invoicing
€5/month

Online Store
€5/month + 2.5% per online payment

VAT not included in pricing listed above. Starter plan not available to e-Residents.

How to use

Find out how to use Holvi with our Help Centre.
Or contact us via email: support@holvi.com
or via phone:
Austria: +43 720 116 270
Germany: +49 30 568 37032
Finland: +358 75 325 2935

Help Centre